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No matter how old it was, it will be replaced with a spanking substitute, with no deduction for wear and tear. Here’s what those terms in your auto insurance policy actually mean in plain English. Agreed Value 1. There is so much jargon involved with car insurance, so many complicated terms and hard to understand phrases, […] What is 'Third Party Fire & Theft' cover? Claim; Get The App; Sales: 1800-208-8787; Service: 1800-258-5970; Contact Us; My Account. The payment you make each year for your insurance. There are various types of policies, including Comprehensive Cover, Third Party, Fire and Theft. Our insurance terms glossary is divided alphabetically by insurance terms in a quick reference guide to assist understanding the language commonly used by insurance companies. When you talk to an insurance agent about getting a car insurance policy, he or she may say a lot of words that fly right over your head. Car Insurance Terminology. Car finance explained. Certificate of insurance. Car Rental Contract – Jargon Buster If you’re unfamiliar with a car rental contract and the language used on them you may miss important information. Up: Every customer that comes through the door is an up, an opportunity. Registered in England no. Car Insurance Jargon Car Insurance Phrases You Should Know. Kevin Nave. Car insurance covers you and your wheels in the event of an accident or theft. In this article, we will simplify the top 12 car insurance jargons for your reference. If this sounds like your experience, you could be getting sold a policy that you don't understand. Next Post. For home insurance these could be, for example, home emergency cover or legal cover. Top Jargons to Know Before Buying Car Insurance. It might be difficult as a policy holder to understand what is really being communicated by the Insurers when they use these jargons that fly right over the top of your head. To help you cut through the jargon, we’ve created this glossary that explains what some of the commonly used words actually mean. The process of obtaining a quote and buying a policy can be littered with words and phrases that make lots of sense to people who work in the industry, but very little to the average motorist. Diamond: A vehicle that is incredibly nice inside and out and runs great. Not too sure what a term means when it come to car insurance? We take a look at your rights. Contents. Don’t know your telematics from your TPO? You need to know exactly what you’re covered for, when your coverage can be used and what your responsibilities are in the event of a loss or a claim. Car insurance jargons can make a policy complicated and difficult to understand. How to get your gift card. Facebook. Car finance Compare finance options and see your exact monthly payments with no effect on your credit score. Previous Post. Third Party Fire & Theft insurance covers fire and theft of your vehicle and any claim by third parties. New-for-old Get an upgrade on an item that is lost or damaged. It’s important to be specific, especially when it comes to insurance issues. Clicks: The number of miles the car has, with each mile representing one click of the odometer. Insurance companies will often offer extra levels of cover for an additional premium. Algorithm. Our guide will help you understand complex life insurance jargon so you can be confident you will get the cover you need to protect your loved ones. When you’re first looking at car insurance it can seem like a minefield of complicated language. RAC Car Insurance and RAC Home Insurance are arranged and administered by BISL Limited, which is an independent intermediary. Check out our guide to car insurance terms and wrap your head around your policy. The Insurance world is filled with special terms or expressions that only a few outside of it might truly comprehend. Get a quote. In some cases these optional extras are extensions of cover already included in the insurance quote, and in other cases they are a completely separate cover. Does the car insurance jargon put you off searching for the best deal when it comes to buying car finance? Both companies are authorised and regulated by the Share. Choke and Croak: The disability and life insurance policies sold in the finance office. This certificate is proof you have taken out car insurance. That’s why we've put together this handy car insurance glossary and jargon buster to help you get to grips with car insurance. Incredibly nice inside and out and runs great Value ) idv in car insurance jargon guide will simplify the has! The Alarm fitted claim by third parties majority of drivers always scale down a claim as a result payments no... 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